Insurance Billing


Medical, Chiropractic and Acupuncture services are provided and billed by the physicians at River Forest Health and Wellness. Our physicians participate in most all of the major health insurance plans in the region. Below are the insurance companies that River Forest Health and Wellness 

If your plan is not listed, we will be unable to file a claim on your behalf. However, we can provide you with a form that you can submit to your insurance company to instruct them to send reimbursements directly to you.

Please be aware that with any health plans, there may be deductibles and copayments for which you could be responsible.

IN-Network Plans

Aetna PPO plans

Blue Cross Blue Shield PPO

Blue Cross Blue Shield Blue Choice PPO

Empire Blue Cross Blue Shield

Golden Rule

Multiplan - PHCS

United Health Care


And More


For a complimentary benefit analysis please complete the form below and include your insurance company name, policy number, group plan and date of birth, Or call 708.488.0900 and choose extension 6. 



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What billing or insurance information will I receive?
​You will receive a Explanation of Benefits from your insurance company of the chiropractic, physical therapy, acupuncture or other health services provided at River Forest Health and Wellness. After your insurance has paid, we'll provide you with a monthly statement of your any remaining balances from chiropractic, acupuncture or physical therapy received in the office. 

How long will it take to know what the insurance company will pay?
Generally, it takes from 45 to 90 days to obtain payment from an insurance carrier.​

​Why am I getting bills from separate physicians?
​Each physician at River Forest Health and Wellness who provides chiropractic, acupuncture or other medical services will send you a separate bill from his or our office. These physicians will include:


  • Drs. Nugent, Strang and Miller

  • Any other physicians who conducted tests and procedures while at River Forest Health and Wellness

  • Any consulting physicians chosen by your primary physician to read and interpret test results.

I received a Explanation of Benefits  that shows my insurance company has paid for services, but I can't understand how they calculated the payment. Do you know?
​If we have received any such information from your insurance company, we'll be glad to share it with you and help you understand the breakdown of the explanation of Benefits  However, for answers to any questions about insurance payments, deductibles, or co-payments, you generally need to check with your insurance company.


Cancelation Policy 

River Forest Health and Wellness has a 24 hour cancelation policy. The physicians have set up email, phone and text reminders at the patients request, which allows for easy rescheduling, if a conflict with the schedule appointment occurs. River Forest Health and Wellness holds the rights to charge you for your visit if you do not show. We understand that emergencies happen, if you cannot make your appointment or have missed you appointment please contact River Forest Health and Wellness as soon as possible.